Purchase - Refinance - Cash Out
Helping Apartment Investors Grow with Reliable Loans for Landlords
For first time investors, husband-wife teams & seasoned pros buying residential 1-10 unit rental properties in the U.S.
250+
Repeat Clients
$100M+
Funded in 2024
16+
Years Financing Investors
About Us
We Fund Apartments.
We specialize in highly customizable loans for apartments and the unique needs of their owners. Unlike other "one stop shop" lenders, we focus on being the best at one thing.
No up-front lender fees
Close in LLC or Personal Name*
No Down Payment Sourcing
30 Year Fixed with 10 Year IO available
Fixed appraisal cost for 5-10 unit
Purchase
Up-to 80% LTV
Vacant OK
DSCR down to .80
Refinance
Up-to 80% LTV
Vacant OK (-5% LTV)
DSCR down to .80
Cash Out
Up-to 75%
Vacant OK (-5% LTV)
DSCR down to .80
TESTIMONIALS
Clients Trust Our Process
"My go-to Lender"
My go-to lender when we have the most challenging cases and funding is imminent.
E. James MBA
"Maintains extraordinary service"
I have been working with The B&D Team and I cannot think of a more upstanding professional to partner with. Their incredible knowledge of structure, impeccable response time allows my business to scale and grow. Golden Handshake Capital is proud to partner with a lender that creates solutions and maintains extraordinary service .
S.Patel
Top Broker
"Smooth and stress free"
The B&D Team went above and beyond to secure my financing in record time with amazing terms! His professionalism, efficiency, and dedication made the process smooth and stress-free. I highly recommend them to anyone looking for a top-notch lender!
Sarah R. Investor
Top DSCR lender for 1-4 unit and 5-10 units residential apartment properties.
Mortgagee Clause:
Birch and Dobson LLC
ISAOA/ATIMA
PO Box 611014
Rosemary Beach, FL 32461
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