Purchase - Refinance - Cash Out Financing
Exclusive Financing for Apartment Investors Ready to Scale
Direct to Borrower Lending. Funding 1-10 unit rental properties in the U.S.
250+
Repeat Clients
$100M+
Funded in 2024
16+
Years Financing Investors
AS SEEN ON
About Us
We Fund Apartments.
We specialize in tailored DSCR loans built specifically for apartment investors. While others try to be everything to everyone, we focus on being the best at one thing—and we do it exceptionally well..
No up-front lender fees
Close in LLC or Personal Name*
No Down Payment Sourcing (gift funds OK)
30 Year Fixed with 10 Year IO available
Fixed appraisal cost for 5-10 unit
Purchase
Up-to 80% LTV
Vacant OK
Negative Cash Flow OK
Refinance
Up-to 80% LTV
Vacant OK (-5% LTV)
Negative Cash Flow OK
Cash Out
Up-to 75%
Vacant OK (-5% LTV)
Negative Cash Flow OK
How It Works
Accept Quote ➡️
Complete appication ➡️
Upload Documents ➡️
We Handle The Appraisal Process ➡️
We Coordinate with Title ➡️
Loan Closes💰
TESTIMONIALS
Clients Trust Our Process
"My go-to Lender"
My go-to lender when we have the most challenging cases and funding is imminent.
E. James MBA
"Maintains extraordinary service"
I have been working with The B&D Team and I cannot think of a more upstanding professional to partner with. Their incredible knowledge of structure, impeccable response time allows my business to scale and grow. Golden Handshake Capital is proud to partner with a lender that creates solutions and maintains extraordinary service .
S.Patel
Top Broker
"Smooth and stress free"
The B&D Team went above and beyond to secure my financing in record time with amazing terms! His professionalism, efficiency, and dedication made the process smooth and stress-free. I highly recommend them to anyone looking for a top-notch lender!
Sarah R. Investor
Top DSCR lender for 1-4 unit and 5-10 units residential apartment properties.
Lender/Mortgagee Clause:
Birch and Dobson LLC
ISAOA/ATIMA
PO Box 611014
Rosemary Beach, FL 32461
*Rates, terms and conditions offered apply only to qualified borrowers in accordance with our guidelines at the time of application, property factors and geography and are subject to change at any time without notice. This is a non-binding expression of interest and does not create any legally binding commitment or obligation on the part of Birch and Dobson LLC, LoansforLandlords.com, TheDSCRguy.com or its affiliates and are subject to our credit, legal and investment approval process.
* Loans provided by Birch and Dobson LLC are for INVESTMENT PURPOSES ONLY - These loans are not intended for owner occupancy.
© 2025 Birch and Dobson LLC. All rights reserved.